FAQ
Payments, Financing & Store Policies
What payment methods do you accept?
We accept cash, credit cards, debit cards, PayPal, and wire transfers on jewelry purchases. Accepted payment methods may vary by item type.
Do you offer financing on jewelry?
Yes, we offer financing and leasing options on jewelry purchases. Financing is not available for luxury watches or bullion. Visit any of our locations during business hours to apply and see what you qualify for.
Do you offer layaway?
Yes, we offer a 90-day layaway program with a non-refundable 20% down payment.
Do you have a return policy?
Yes, we do have a return policy. Please speak with one of our in-store associates for full details. Returns are not available on bullion purchases.
Selling Jewelry, Watches & Precious Metals
What kind of jewelry do you buy?
We buy fine jewelry, including gold, silver, platinum, diamond, and designer jewelry. We also purchase luxury watches from brands such as Rolex, Breitling, Omega, Tag Heuer, and Cartier.
What type of silver do you buy?
We buy silver jewelry and sterling silver flatware. Look for stamps like “925” or “STERLING” to identify sterling silver. If you’re unsure, stop by any location and our experts will evaluate your items for free.
What type of coins do you buy?
We buy gold, silver, platinum, and palladium bullion coins, as well as select rare coins.
Do you buy luxury watches?
Yes, we buy luxury watches at all of our locations, including Rolex, Breitling, Omega, Tag Heuer, and Cartier.
Buying Jewelry & Inventory
What kind of jewelry do you sell?
We sell gold, silver, diamond, and designer jewelry, including both lab-grown and natural diamond jewelry.
Is your jewelry new or pre-owned?
We offer a mix of pre-owned jewelry—such as estate and vintage pieces—as well as new jewelry from many of the brands we work with.
Do you sell silver jewelry?
Yes, we sell silver jewelry, including pieces from James Avery, David Yurman, and other well-known brands.
Do you sell designer jewelry? What brands do you carry?
Yes, we carry designer jewelry, including Cartier, David Yurman, and James Avery.
Do you sell lab-grown diamond jewelry?
Yes, we sell lab-grown diamond jewelry in addition to natural diamond jewelry.
What if the jewelry I want is out of stock?
If an item is out of stock, we can often special order it. We work with jewelry vendors and diamond dealers worldwide to source the perfect piece at competitive prices. Speak with one of our sales associates for assistance.
Gold, Silver & Bullion Pricing
What is the current price of gold?
Gold prices change frequently throughout the day. For the most accurate and up-to-date gold prices, please call or visit one of our locations.
What is the current price of silver?
Silver prices fluctuate regularly. Visit or call any of our stores to get the most current pricing and offers on silver bullion.
What is the price of American Gold Eagles?
American Gold Eagle prices change with the spot price of gold. Contact any of our locations for real-time pricing.
How do you price bullion?
Bullion pricing is based on the current spot price of gold, silver, platinum, or palladium.
Luxury Watches
What luxury watch brands does Four Nines sell?
We sell luxury watches from brands including Rolex, Breitling, Omega, Tag Heuer, and Cartier.
Do you offer watch services or repairs?
Yes, our watch specialists provide professional watch services at all of our locations.
